Check your eligibility for free. Expert support for families, seniors and entrepreneurs in San Juan, Caguas, Ponce, Mayagüez and across the Island.
More than 12,400 families served in 2025
A decade helping Puerto Rican families recover what they are entitled to by law.
12,400+
Families advised in 2025
$78M
Refunds and subsidies obtained for our clients since 2018
97%
Success rate on federal aid applications
72 h
Average time to first response
Specialized services
We support you in your administrative procedures and in preparing your files. Expert help, available online.
Tax benefits
Free verification of every state and federal benefit you qualify for. Find out how to truly maximize your family's budget.
Federal funds
Federal funds (FEMA, HUD, USDA) and Puerto Rico's recovery plan: opportunities for everyone. Discover how to make the most of them.
Case management
Forget the bureaucracy. Fast handling of your files by a dedicated expert. Targeted support: housing, education, entrepreneurship.
Why Zeniththeorypr
Complex public programs explained simply to help you benefit from them.
Free audit of your current financial situation. We review your tax return, benefits and eligibility in a single session.
Increase your income without working more: enforce your legal rights (tax credits, exemptions, disaster aid).
We handle your tax refunds and the recovery of all your subsidies (CRCD, food stamps, housing programs).
Don't leave your money with the government! Book an appointment for free advice and receive a personalized plan.
OCIF
PR-FC-2019-0387
2018 — 2026
8 years of service
Available programs
Federal funds (FEMA, HUD, USDA) and Puerto Rico recovery programs: check your chances of receiving financial assistance right now.
Community Disaster Recovery Program
Subsidies of up to $150,000 for repairing and rebuilding homes affected by hurricanes and earthquakes.
Housing Vouchers — PR Housing Department
Monthly rent assistance for low and moderate income families, seniors and people with disabilities.
Nutritional Assistance Program
Electronic benefit transfer to buy food. Requirements updated for tax year 2026.
Direct loans for rural housing
Financing with 0% down for residents of eligible rural municipalities in Puerto Rico.
Individual Disaster Assistance
Compensation for uninsured losses, temporary housing and urgent repairs after a federal disaster declaration.
Puerto Rico Treasury Department
Up to $6,500 annually for qualifying workers. Free verification in less than 10 minutes.
Real stories
“After the hurricane we thought we had lost the house. The Zeniththeorypr team walked us through FEMA and CDBG-DR and we obtained $48,000 to fix the roof and kitchen.”
Carmen Delia Ríos
Mother, Caguas · Bairoa neighborhood
“I retired in 2024 and didn't understand what aid I was entitled to. In two visits they explained Medicare, PAN and the senior tax credit from Treasury. Today I receive an extra $612 a month.”
Rafael Ortiz Montañez
Retiree · Ponce, Plaza Las Delicias
“I opened my cafeteria in Santurce thanks to a USDA Rural Development loan. Without Zeniththeorypr's support I would never have been able to complete the file.”
Yarinés Cortés
Entrepreneur, Café El Cafecito · Santurce, San Juan
Frequently asked questions
Book an appointment for free advice and discover how much you can recover this year.
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