Last updated: January 1, 2026
At Zeniththeorypr LLC we respect your privacy and protect the personal data you share with us in accordance with applicable laws of the Commonwealth of Puerto Rico, including Act No. 111-2005 (Data Bank Information Act) and Act No. 39-2012, as well as applicable federal provisions (FCRA, GLBA).
Zeniththeorypr LLC, with offices at 1505 Avenida Ponce de León, Suite 402, Santurce, San Juan, Puerto Rico 00909, registered under number 412598-LLC, is responsible for processing the personal data collected through zeniththeorypr.com.
We collect: (i) contact information (name, email, phone); (ii) data on your financial situation and program eligibility, only when shared voluntarily; (iii) technical browsing data (IP address, device type, pages visited) via cookies and similar technologies.
We use your data to: respond to your free consultation requests, evaluate your eligibility for assistance programs, send you informational communications, comply with legal obligations and improve the quality of our services.
The legal bases for processing are: your express consent when completing our forms, the performance of the services agreement and compliance with legal obligations applicable in Puerto Rico and the United States.
We retain your data for the time necessary to fulfill the purposes described and, thereafter, for the applicable legal periods (a minimum of 7 years for records related to financial and tax advice).
We do not sell your personal information. We only share data with: government agencies when you authorize us to file a case (PR Treasury, FEMA, HUD, USDA), technology providers under confidentiality agreements and authorities when required by law.
You have the right to access, rectify, erase, object to, restrict the processing and port your data. To exercise them, write to consultas@zeniththeorypr.com with "Privacy rights" in the subject. We will respond within a maximum of 30 days.
We apply technical and organizational measures to protect the confidentiality, integrity and availability of your data (TLS 1.3 encryption, access controls, staff training and annual audits).
Our services are intended for individuals over 18 years of age. We do not knowingly collect data from minors.
We may update this policy to reflect legal or service changes. Any modifications will be posted on this same page with the corresponding update date.
For any privacy-related inquiries: consultas@zeniththeorypr.com · +1 (787) 555-0142 · 1505 Avenida Ponce de León, Suite 402, Santurce, San Juan, PR 00909.
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